Programmes
Three Formats for Every Workplace and Budget
From a focused half-day session to a comprehensive three-month rollout, each Nilaya programme covers practical financial literacy for employees — delivered as general education, never regulated advice.
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How Every Nilaya Programme Is Structured
Regardless of format, each programme follows the same quality framework: a thorough facilitator briefing, contextually relevant content reviewed for the specific audience, clear participant materials and an HR summary delivered after the final session.
We do not treat all workplaces as identical. A logistics company in Johor has different payroll structures and staff demographics than a shared-services centre in Kuala Lumpur. The briefing process exists to close that gap before anyone sits down in a session.
Sessions are paced for working adults with limited time — direct, participatory and designed to leave every attendee with something usable by the end of the day.
Needs Briefing
HR team informs us of staff context, concerns and schedule constraints
Content Alignment
Materials prepared and reviewed to reflect the specific workplace
Facilitated Delivery
Live sessions with participant engagement, Q&A and practical examples
HR Summary
Written report delivered after programme completion
Programme 01
Workplace Money Literacy Session
Single Session — On-site or Online
A single focused session for employees covering the basics of household budgeting, reading and interpreting a Malaysian pay slip and establishing simple, consistent saving habits. This format is well-suited to companies wanting to add a meaningful wellbeing element to the calendar without the commitment of a longer programme.
Participant handouts are provided in printed or digital format. An HR summary is prepared following the session, documenting topics covered, attendance and key feedback themes.
What is covered
- Reading and understanding a Malaysian pay slip
- EPF Employee and Employer contributions explained
- SOCSO and EIS deduction overview
- Basic household budget planning
- Building a simple regular saving habit
Delivery steps
- 1Initial HR enquiry and schedule alignment
- 2Facilitator briefing using HR-provided context
- 3Materials prepared and confirmed
- 4Session delivered (on-site or online)
- 5HR summary delivered within five business days
From RM 665
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Programme 02
Staff Financial Literacy Course
Multi-Session — Scheduled to Workplace Calendar
A structured course for teams, spread across multiple sessions to allow deeper coverage and better retention. Topics move from the basics of pay slip reading through to statement literacy and practical planning habits for working adults. Scheduling is arranged around your workplace calendar — not the other way around.
Sessions are facilitated live, supported by digital tools participants can access between sessions. An HR programme overview is produced at the end of the course, documenting the full scope of content covered and participant feedback results.
Additional topics (beyond single session)
- Reading bank statements and monthly financial summaries
- Understanding hire purchase and loan statement basics
- Planning for annual and irregular expenses
- Digital tools for personal financial tracking
From RM 1,560
Enquire NowProgramme 03
Complete Corporate Wellbeing Curriculum
Full Organisation — Live + Self-Paced Modules
A comprehensive programme designed to reach staff at every level of the organisation. Live facilitated sessions are combined with self-paced digital modules covering budgeting, statement literacy and money habits — giving employees flexibility to engage with content at their own pace between the structured group sessions.
Printed materials and a digital library are included. Three months of programme support means your HR team has access to Nilaya throughout the rollout — for scheduling questions, content clarifications or adjustments as the curriculum progresses.
What makes this tier different
- Live sessions complemented by self-paced digital modules
- Printed participant workbooks for ongoing reference
- Digital resource library accessible after programme ends
- Three months of programme support for HR
- Organisation-wide scope with cohort scheduling
From RM 2,830
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Choose Your Format
Feature Comparison
Use this table to identify the programme tier that best fits your organisation's scale, schedule and HR objectives.
| Feature |
Session
Single
|
Most Popular
Course
|
Curriculum
Full
|
|---|---|---|---|
| Starting price (RM) | 665 | 1,560 | 2,830 |
| Pay slip literacy | |||
| Budgeting basics | |||
| Participant handouts | |||
| HR summary report | |||
| Statement literacy (bank, loan) | |||
| Digital tools access | |||
| Self-paced digital modules | |||
| Printed workbooks | |||
| Post-programme support | 3 months | ||
| Best suited for | Light wellbeing addition, smaller teams | Teams wanting structured learning over time | Full-organisation rollout |
Across All Programmes
Standards That Apply to Every Engagement
General Education Only
No regulated financial advice. Content reviewed before each delivery to ensure compliance with this standard.
PDPA-Compliant
Participant data handled in accordance with Malaysia's Personal Data Protection Act. No individual financial data collected.
Written Scope Agreement
Scope, inclusions and pricing confirmed in writing before any programme begins. No scope changes without written agreement.
Current Content
EPF rates, PCB thresholds and SOCSO categories reviewed before each programme to reflect current Malaysian statutory figures.
Pricing
Transparent Starting Rates
All prices in Malaysian Ringgit. A written quote confirming final pricing is provided before any commitment.
Single Session
Money Literacy Session
- One facilitated session
- On-site or online
- Participant handouts
- HR summary report
Multi-Session
Staff Literacy Course
- Multiple facilitated sessions
- Flexible workplace scheduling
- Digital tools included
- Statement literacy module
- HR programme overview
Full Organisation
Wellbeing Curriculum
- Live + self-paced modules
- Printed workbooks
- Digital library access
- 3 months programme support
- Organisation-wide delivery
Next Steps
Not Sure Which Format Fits Your Team?
Send us a brief note with your team size and what you are hoping to achieve. We will recommend a format and provide a written quote — no obligation at that stage.
Request a Programme Overview